Licensed Texas Private Investigator #A20449
Find Out Who Really Owns Your Mortgage
Forensic mortgage audits by a licensed PI. Chain of title analysis, mortgage fraud investigation, and court-ready sworn affidavits. 12 years of investigative experience.
Our Services
Forensic Mortgage Investigation Services
Every investigation is conducted by a licensed Private Investigator. Findings are documented with sworn affidavits.
Transparent pricing for every investigation. No hidden fees, no surprises.
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Who Owns Your Mortgage?
When you got your mortgage, you knew who your lender was. But mortgages get sold, transferred, and assigned, often multiple times. Many end up bundled into investment trusts through a process called securitization.
Each transfer requires proper documentation: assignments, endorsements, and recordation. But these transfers are frequently rushed, backdated, or skipped entirely. The party foreclosing on your home may not actually have the legal right to do so.
A chain of title analysis traces every transfer of your mortgage from origination to today. We identify who currently claims to hold your loan, whether they have proper documentation, and whether they are the Person Entitled to Enforce (PETE) the mortgage.
If the chain is broken, assignments are missing or backdated, or the foreclosing party cannot prove standing, you may have grounds to challenge a foreclosure or negotiate from a position of strength.
Why a Licensed PI Matters
Sworn Affidavits
A licensed PI can swear to findings under oath. Non-licensed "audit mills" cannot produce court-admissible affidavits.
Professional Accountability
PI license #A20449 means we operate under state regulation. Our work must meet professional standards.
Licensed by the Texas DPS
Licensed by the Texas Department of Public Safety. A level of accountability and credibility non-licensed services cannot match.
Money-Back Guarantee
If our investigation finds nothing, you get a refund. We stand behind our work.
Process
How It Works
Free Consultation
Tell us about your situation. We assess what investigation fits your case.
Document Review
You provide loan documents. We review for signs of irregularity, fraud, or chain breaks.
Forensic Investigation
Deep investigation of every assignment, endorsement, and transfer in your mortgage chain.
Findings Delivered
You receive a detailed report. If applicable, a sworn affidavit court-ready for filing.
Free Consultation
Tell us about your situation. We assess what investigation fits your case.
Document Review
You provide loan documents. We review for signs of irregularity, fraud, or chain breaks.
Forensic Investigation
Deep investigation of every assignment, endorsement, and transfer in your mortgage chain.
Findings Delivered
You receive a detailed report. If applicable, a sworn affidavit court-ready for filing.
Client Reviews
What Our Clients Say
"He provided me with the information that was able to stop the mortgage servicer from foreclosing on my home. Mortgage Compliance Investigations is the place you need to contact to get your foreclosure judgment stopped and dismissed."
Randy Gianotti
SoTellUs Review, May 2026
"The audit was extremely detailed and helped me understand issues and inconsistencies I couldn't have identified on my own. They provided a well-organized report with supporting evidence and walked me through the findings so I could confidently take next steps."
Maury McFarland
SoTellUs Review, January 2026
"Working with Joe was the best thing for our foreclosure case. He was able to uncover a lot of problems, confirmed our suspicions and mistakes with two title mortgages. We were able to use his written affidavits. I am making client referrals to MCI now."
Christa Centolella
CJC Judgment and Paralegal Services, SoTellUs Review, November 2021
"I received one of the most in depth, thorough, specific, and detailed accounting of my mortgage fraud that could ever be written. Joe is the best of the best when it comes to mortgage audits. When it comes to mortgage fraud, you would be doing yourself a huge disservice not to include Joe's expertise."
Anthony O'Quinn
SoTellUs Review, March 2021
"Instead of dread and fear you will come away with confidence and knowledge that puts you firmly in control of your situation. Joe has a vast amount of knowledge and resources based on his own personal journey that he has been very generous in sharing."
Amy Durham
SoTellUs Review, April 2022
"They were very thorough and made us feel like we are not crazy and our concerns were valid. I highly recommend this company to anyone that may need help in resolving their own mortgage issues."
Barbara Cherny
SoTellUs Review, May 2022
FAQ
Common Questions
What makes a licensed PI different from other audit services?
Do you guarantee results?
Can you work with my attorney?
How long does an investigation take?
Ready to Find Out What Is Wrong With Your Mortgage?
Free, no-obligation consultation. We assess your situation and recommend the right investigation. No pressure, no jargon.
Get Your Free ConsultationMortgage Compliance Investigations LLC is an investigative service, not a law firm. We do not provide legal advice or guarantee any particular legal outcome. Results depend on the specific facts of your case.