Frequently Asked Questions

We are a licensed Texas Private Investigator firm specializing in forensic mortgage investigation. We trace chain of title, analyze securitization, investigate mortgage fraud, and produce court-ready reports and sworn affidavits for homeowners and attorneys.

No. We are an investigative service, not a law firm. We do not provide legal advice. We work with your attorney to provide investigative findings, reports, and sworn affidavits that support your legal case.

We are based in Texas but serve clients nationwide. Mortgage documentation issues are not limited to any one state, and our investigative methods work across jurisdictions.

Texas Private Investigator License #A20449. You can verify this through the Texas Department of Public Safety.

A licensed Private Investigator can produce sworn affidavits that are admissible in court. Non-licensed "audit mills" cannot. Our findings carry legal weight because we operate under a state license with professional accountability.

Yes. As a licensed PI, I can swear to my findings under oath. A sworn affidavit is admissible in court. This is the single most important difference between MCI and non-licensed services.

A Chain of Title Analysis and Mortgage Fraud Investigation traces every transfer, assignment, and endorsement of your mortgage from origination to today. We identify breaks, gaps, backdated documents, and missing assignments that may invalidate foreclosure, and this includes a deep analysis of whether your mortgage was properly transferred into an investment trust. We analyze PSA compliance, trust closing dates, assignment timing, endorsement chains, and REMIC status. Includes a sworn affidavit from a licensed private investigator and an affidavit from a bank expert as well.

A Securitization Audit is the exact same thing as a Chain of Title Analysis and Mortgage Fraud Investigation. Others like to change the wording to make it sound fancier or like you are getting something else of value, when if done properly the first time you would only need one service — and that would be from Mortgage Compliance Investigations LLC.

There is NO difference when done properly.

Chain of Title Analysis, Mortgage Fraud Investigation: $2,600 - $3,500 depending on complexity of loan documents. Other services are custom quoted based on complexity. Free consultation to determine what you need.

A Chain of Title Analysis and Mortgage Fraud Investigation typically takes 5 to 10 business days. We provide a timeline estimate during your free consultation.

Yes. If our investigation finds nothing, you get a refund. We stand behind our work because we know what we are looking for.

We will need a copy of the latest and greatest version of your Note, from your loan servicer if possible, along with your publicly recorded documents, which will be a copy of your recorded Deed of Trust or Mortgage or Security Deed if you are in the State of Georgia, along with any Assignments that are filed into the public records as well. If you are in a court action, we will need a copy of the complaint, as well as all of the exhibits that have been filed.

Yes. We work directly with foreclosure defense attorneys across the country. Our reports and affidavits are formatted for court filing. Many attorneys refer clients to us.

You receive a detailed report (and 2 sworn affidavits — 1 from a Bank Expert and 1 from a Licensed Private Investigator). We are available to discuss findings with your attorney. We can also provide testimony if needed.