Chain of Title Analysis and Mortgage Fraud Investigation
Trace Every Transfer of Your Mortgage
We trace every assignment, transfer, and endorsement of your mortgage from origination to today. Find breaks in the chain, missing assignments, and backdated documents that may invalidate foreclosure. Conducted by a licensed Texas Private Investigator (TX PI License #A20449).
What is a Chain of Title Analysis and Mortgage Fraud Investigation?
A Chain of Title Analysis and Mortgage Fraud Investigation traces every transfer, assignment, and endorsement of your mortgage from origination to today. We identify breaks, gaps, backdated documents, and missing assignments that may invalidate foreclosure, and this includes a deep analysis of whether your mortgage was properly transferred into an investment trust. We analyze PSA compliance, trust closing dates, assignment timing, endorsement chains, and REMIC status. Includes a sworn affidavit from a licensed private investigator and an affidavit from a bank expert as well.
In practice, these assignments are frequently mishandled. They are backdated, missing signatures, improperly notarized, or skipped entirely. When the party foreclosing on your home cannot produce a complete, unbroken chain of assignments, they may lack legal standing to foreclose.
We trace every link in the chain: origination, endorsements on the note, assignments of the mortgage, MERS entries, and recordation in county records. We identify where the chain breaks, where documentation is defective, and whether the foreclosing party is actually the Person Entitled to Enforce (PETE) your mortgage.
What We Deliver
Detailed Report
Every assignment, transfer, and endorsement documented in chronological order with source citations from county records and MERS.
Break Analysis
Every gap, break, irregularity, and defect in the chain identified and explained in plain language.
PETE Analysis
Determination of whether the foreclosing party is actually the Person Entitled to Enforce the mortgage under applicable law.
Sworn Affidavit (Optional)
As a licensed PI, we can produce a sworn affidavit of findings, court-ready and admissible.
Why It Matters
A broken chain of title can invalidate a foreclosure. Courts have required foreclosing parties to demonstrate proper chain documentation before proceeding. If the party foreclosing on your home cannot produce a complete, properly executed chain of assignments, they may not have legal standing.
Chain of title analysis gives you and your attorney the evidence needed to challenge a foreclosure, negotiate a modification, or pursue a quiet title action. It transforms "I think something is wrong" into "here is exactly what is wrong, documented and verified."
Pricing
$2,600 - $3,500
Depending on complexity and number of transfers in the chain
Full chain documentation report
Break and defect analysis
PETE determination
Money-back guarantee
Frequently Asked Questions
What documents do I need to provide?
How long does chain of title analysis take?
What happens if you find breaks in the chain?
Is the money-back guarantee real?
Ready to Trace Your Mortgage Chain?
Free consultation. No obligation. Find out what is in your chain of title.
Get Your Free ConsultationMortgage Compliance Investigations LLC is an investigative service, not a law firm. We do not provide legal advice or guarantee any particular legal outcome. Results depend on the specific facts of your case.